SW Florida real estate team promotes home ownership and educates first time home buyers on programs available for down payment assistance.

Ft Myers, FL, July 22, 2015–Local Real Estate Agent, coach and team leader of Team Florida Lifestyle in SW Florida, Lee Van Der Heyde, says that very few renters in Florida realize that as a first time buyer they may qualify for substantial first time home buyer down payment assistance.

Many first time buyers are under the impression that they need a substantial amount of cash saved in order to buy a house, and this is simply not the case says Lee Van Der Heyde.Although it is always advisable to have sufficient cash available to cover some of the cost, there are programs available in Florida and also in Lee County to provide first time buyers with down payment assistance. In addition to down payment assistance, home buyers also have the option to request a contribution to their closing cost from the seller. As an example a first time buyer in the area recently moved into a house with just $2200 out of pocket. This is less than what many renters have to put down in order to rent a property.

There are some requirements for 1st time buyers to receive the down payment assistance such as being a Florida or a county resident, have a minimum credit score, some employment requirements and their income should not exceed a certain amount. The income amount is determined by the number of household residents, Van Der Heyde explained.

In order to assist with home loans for first time buyers in the Florida Housing program a lender has to be certified by Florida housing. It is also recommend that a first time buyer find a real estate agent who is certified by Florida housing. In order to get certified the agent has to attend the necessary training and a certified agent will be able to provide valuable assistance and guidance.

These programs are implemented to promote home ownership by making it highly affordable for  1st time buyers to move out of the rental home or apartment into their own home.

As a courtesy feel free to contact a Team Florida Lifestyle first time buyer representative to assist or answer any question without obligation to you or visit the websitehttp://www.firsttimebuyerassistance.org and submit a request for information.

Lee Van Der Heyde (240) 439-5256
teamfloridalifestyle@gmail.com
-Team Florida Lifestyle @ Starlink Realty,
1567 Hayley Lane, Suite 205, Ft Myers, FL 33907